NPS for Corporates
Empower Your Employees with India's Best-Regulated Retirement Benefit
A Win-Win for Employers & Employees
The NPS Corporate Sector Model is a structured version of the National Pension System specifically designed for organizations to offer to their employees as part of their retirement benefits package.
Employee Retention
Build long-term loyalty by helping staff secure their post-working life.
Low Management Fee
Minimal administrative overhead and low fund management costs.
Zero Liability
No investment risk for the employer; market-linked returns for the employee.
The Corporate NPS Ecosystem
A seamless interaction between Employer, Abhipra, and Employee.
Double Tax Advantages
- Employer's contribution (up to 10% of salary) is deductible as **business expense** under Section 36(1)(iv).
- No additional tax liability or administrative burden.
- Employer's contribution (up to 10% of salary) is tax-free under **Section 80CCD(2)**, over and above the ₹1.5L limit.
- Exclusive tax benefit that traditional PF and FD lack.
Operational Guidelines
Corporate Registration
Registration is 100% online through Abhipra. No registration fee for corporates joining through the PoP model. Download registration forms here.
Contribution Model
Employers can contribute up to 10% of Basic + DA. Contributions can be EQUAL to or LESS than the employee's contribution.
PRAN Portability
If an employee leaves, their PRAN remains active. It can be linked to a new employer or converted to an individual account.
Monthly Processing
Abhipra provides a dedicated team monthly payroll contribution uploads and PRAN tracking.
Modernize Your Employee Benefits
Join hundreds of forward-thinking Indian corporates already using NPS to enhance employee wealth.