National Pension System (NPS)
Smart Retirement Planning for Every Stage of Life
What is NPS?
The National Pension System (NPS) is a voluntary, long-term retirement savings scheme designed to enable systematic savings during your working life. It's a key pillar of India's social security system, managed by PFRDA.
- Digital Access: Fully online account opening and management.
- Portability: Your PRAN remains the same across jobs and locations.
- Regulated: Monitored by the PFRDA for transparency and security.
- Flexible: Choose your own investment patterns and fund managers.
Find the Right NPS for You
Tailored pension solutions for individuals, corporate employees, and even the next generation.
NPS Regular
For individuals and self-employed professionals seeking retirement security with tax benefits.
Learn More →NPS Corporate
Structured retirement benefits for employees with employer contribution advantages.
Learn More →NPS Vatsalya
Start early for your children. A powerful way to build long-term wealth for minors.
Learn More →Key Benefits of NPS
Low Cost
One of the world's most cost-effective pension schemes.
Tax Saving
Up to ₹2 Lakh deduction available under various sections.
Flexible
Decide how much to invest and where to allocate your funds.
Portable
Carry your account across sectors and geographies seamlessly.
The NPS Lifecycle Journey
From your first contribution to a lifelong pension - a seamless wealth creation journey.
01. Onboarding
Instant PRAN generation via Abhipra e-KYC. Start with just ₹500.
02. Accumulation
Regular contributions grow through market-linked compounding (E, C, G).
03. Tax Saving
Save up to ₹2 Lakhs annually under 80C and 80CCD(1B).
04. Superannuation
At age 60, withdraw 60% tax-free lump sum and secure 40% as pension.
05. Lifelong Pension
Receive regular monthly income for a dignified, worry-free retirement.
Deep Dive Into NPS
Comprehensive guides to help you master your retirement planning.
Official Regulatory Links
Trusted by Corporate NPS Partners
What our NPS corporate clients say about our pension services
Start Your NPS Journey Today
Expert guidance and seamless onboarding with Abhipra - Your Trusted PFRDA PoP.