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We (Abhipra) are the authorise person from CDSL Insurance Repository Limited (CDSL IR) - http://www.cirl.co.in/.

An Insurance Repository is a facility to maintain all your insurance policies in a digital format with an insurance repository. You will need to have an e-Insurance Account (eIA) in an electronic form, similar to demat accounts for shares and securities. You can get your existing paper insurance policies converted into electronic form and link all your insurance policies with the same eIA account. Keep in mind though that you can have only one eIA at a time.

As an insurance seeker, you can open an e-insurance account (eIA) with any of these approved insurance repositories. You can get your existing paper insurance policies converted into electronic form and link all your insurance policies with the same eIA account. Keep in mind though that you can have only one eIA at a time.

Benefits

  • Safety: There is no risk of loss or damage of a policy as may happen with paper policies; the electronic form ensures that the policies are in safe custody and can be easily accessed when needed.
  • Convenience: All insurance policies, be it life, pension, health or general, can be electronically held under a single e IA. This means all details of all policies are available in a single account (place). The details of any of the policies can be accessed at any time by logging on to the online portal of repositories. Premium for all the policies can be paid online and many service requests or complaints can be logged.
  • Single Point of Service: All service requests in respect of eIA or any of the electronic policies held under the eIA can be submitted at any of the repository’s service points – there is no need to go to the offices of individual insurance companies for service.
  • Less paper work: When you want to buy a new electronic insurance policy under an existing eIA, you don’t need to go through KYC verification all over again, if there are no changes to your KYC details already recorded in your eIA. Further, if you want to make any changes to your personal details like address or contact number, it is e