"Money won't create success... the freedom to make it will..."  - Nelson Mandela

Money is the bloodline of any business and raising capital can be argued to be a fundamental act of any organisation more so for any startups. Any entrepreneur will tell you that raising money can be the toughest part of starting your own business. Most of the new businesses fail during first year of operation due to a common reason and that is lack of funding.

Abhipra helps the organisations and the startups to raise funds from banks, angel investors, venture capitalists, peer-to-peer lending, private investors etc. for their projects by making a proper plan of action and developing a proper strategy.

Abhipra provide you various funding options that will help you raise capital for your business.

Bootstrapping : Self-funding, also known as bootstrapping, is an effective way of startup financing, especially when you are just starting your business. An individual is said to be boot strapping when he or she attempts to found and build a company from personal finances or from the operating revenues of the new company. It means plowing back into the business the money earned from customers.

But bootstrapping comes with lots of disadvantages too. It’s suitable to work with private equity during initial stages of the business startup but the possibility of more fund requirement in due course of time to develop and generate more products will hamper the growth and productivity of the business.

Crowdfunding : Crowdfunding is one of the newer ways of funding a startup that has been gaining lot of popularity lately. It is as simple as the name suggest  ”Crowd”   funds your business. It’s like taking a loan, pre-order, contribution or investments from more than one person at the same time. The best thing about crowd funding is that it can also generate interest and hence helps in marketing the product alongside financing.

Venture Capital Funds : Venture capital funding is a type of funding for a new or growing business. It usually comes from venture capital firms that specialize in building high risk financial portfolios. With venture capital, the venture capital firm gives funding to the startup company in exchange for equity in the startup.
A venture capital investment may be appropriate for small businesses that are beyond the startup phase and already generating revenues. Venture capital funds are private equity investment vehicles that seek to invest in firms that have high-risk/high-return profiles, based on a company's size, assets and stage of product development.

However, there are a few downsides to Venture Capitalists as a funding option. VCs have a short leash when it comes to company loyalty and often look to recover their investment within a three- to five-year time window. If you have a product that is taking longer than that to get to market, then venture-capital investors may not be very interested in you.

Angel Investment : An angel investor is typically an individual with significant financial resources that invests in start-up businesses. An angel investor invests in businesses that may otherwise have a hard time attracting other kinds of investors. In some cases an angel investor may only want a percentage of return on his investment, and in other cases he may ask for partial ownership in the company and a say in management decisions.

Bank Loans : Banks are the largest small business lenders and probably the first place you think about when getting a loan. They offer some of the lowest cost loans available, but it can be difficult to qualify. About 72% of small business owners who apply get rejected. Banks usually require strong personal and/or business credit scores, a personal guarantee, collateral, and healthy financials.

The bank provides two kinds of financing for businesses. One is working capital loan, and other is funding. Working Capital loan is the loan required to run one complete cycle of revenue generating operations, and the limit is usually decided by hypothecating stocks and debtors. Funding from bank would involve the usual process of sharing the business plan and the valuation details, along with the project report, based on which the loan is sanctioned.