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NPS Eligibility

Unique NPS Account may be opened voluntarily by every citizen of the country, whether resident or non resident, subject to the following conditions :`

  1.  Age between 18 - 65 
    The subscriber shall be in between the age of 18 to 65 on the date of submission of the account opening application with the PoP, or its authorised branch.
  2. KYC Compliance
    The subscriber shall comply with the Know your Client compliances as detailed in the subscriber registration form.

Citizens with following disabilities may not open the NPS Account :

  1. Un-discharged insolvent
  2. Persons with unsound mind

All citizens have the option of opening only one NPS Account through their life. PFRDA allots unique Permanent Retirement Account Number (PRAN) to every applicant upon receiving of the account opening application. As name suggests PRAN is permanent in nature and unique to every individual. All funds invested may are recorded, administered through the subscribers PRAN ID.